Latest interest rates in term deposits  7 DAYS – 60 DAYS 3.50% 61 DAYS – 90 DAYS 4.00%  91 DAYS – 180 DAYS 5.00%  181 Days to Below 1 Year 6.00%  1 Year above to 5 years 7.50%  Above 5 Years 6.00% SENIOR CITIZENS (ABOVE 60 YEARS) 1 YEAR AND ABOVE DEPOSITS 0.75% EXTRA  Savings Banks’ accounts-3.50%
Make Better Life With Trusted Bhadradri Co Operative Urban Bank Ltd

The Bank has started its operations in 1997 on 4th October as Unit Bank. The First Branch of the Bank has been opened during the year 1997 and thereafter, the Bank has set goals for itself and could meet such Landmarks year after year

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About Us

The Most Trusted Bank Platform

The Bank has started its operations in 1997 on 4th October as Unit Bank. The First Branch of the Bank has been opened during the year 1997 and thereafter, the Bank has set goals for itself and could meet such Landmarks year after year. Our Bank has emerged to the level of having its area of operation extended to entire state of Telangana with 17 branches all over and Rs.900+ Crs in Business turn over.

It is being done by a capable Management with potential in all fields of Business and Commerce. Three Professional Directors have been elected to the Board of Management to look after the Policy matters and economic status of the bank. This bank is registering a Growth always higher than the Annual Banking growth indices and also registering much lower percentage of Gross NPA which is only 0.87% in 2021-22 with Net NIL NPA. The net own funds of the Bank have crossed Rs.52 Crs thus making eligible to Undertake Collateralized Borrowal Lending operations. The other important aspects have been discussed in various related fields.

Asset Quality
Management & Governance
Earnings
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Our Services

We place the highlights of the Bank’s performance over a period in brief in reference to the rating procedures being adopted by Reserve Bank of India to the Banking Industry.

Savings & Current Accounts

Term deposits with accounts offering higher interest rate on savings bank deposits.Present SB interest is 3.50%. Min.Balance for SB account is Rs.1000/-

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Loans & Advances

We offers loans to Individuals, Proprietors, Partnerships, companies,etc. and is also able to structure tailor-made facilities.

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Term Deposits

Offering high interest rates on term deposits.the interest on them are a good source of income.

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Our Management

The Best In The Bank Industry

Sri Ch. Krishna Murthy
Sri Ch. Krishna Murthy
Chairman
Sri S. Uday Pratap
Sri S. Uday Pratap
Vice-Chairman
Sri V. Venkateswara Rao
Sri V. Venkateswara Rao
Vice-Chairman
Sri G. Uma Maheswar Rao
Sri G. Uma Maheswar Rao
Director
Sri R. Bhaskar
Sri R. Bhaskar
Director
Sri B. Samba Murthy
Sri B. Samba Murthy
Director
Sri D. Rajarao
Sri D. Rajarao
Director
Sri M.Pitchaiah
Sri M.Pitchaiah
Director
Sri Ch.Santhosh Kumar
Sri Ch.Santhosh Kumar
Director
Smt K. Narmada
Smt K. Narmada
Director
Smt Jayaprada
Smt Jayaprada
Director
Smt P.Shilpa
Smt P.Shilpa
Director
Sri D Venu Gopal
Sri D Venu Gopal
Chief Executive Officer

Milestones

We Translate Your Dream Into Reality

PUBLIC NOTICE

Our New interest rates & Latest News

Latest interest rates in term deposits

 7 DAYS – 60 DAYS 3.50%

 61 DAYS – 90 DAYS 4.00%

 91 DAYS – 180 DAYS 5.00%

 181 Days to Below 1 Year 6.00%

 1 Year above to 5 years 7.50%

 Above 5 Years 6.00%

 SENIOR CITIZENS (ABOVE 60 YEARS) 1 YEAR AND ABOVE DEPOSITS 0.75% EXTRA

 Savings Banks’ accounts-3.50%

 ** For further details, kindly contact our bank branches

Latest interest rates on Loan

 Housing Loans:Min. 9%

 Business Loans:Min. 11%

 Small Scale Industries:Min. 11%

 Demand Loans:Min. 11%

 Consumer Loans:Min. 14%

 Professional & Self Employed Loans:Min. 11%

 Agriculture Loans:Min. 11%

 Gold Loans-6 months (upto Rs.2 lakhs):8%

 Gold Loans-12 months (upto Rs.2 lakhs):10%

 Gold Loans-12 months (above Rs.2 lakhs):10%

 Overdraft against Gold Ornaments-12 months (Rs.1 lakh & above):10%

 Education Loans:Min. 12%

 Rental Loans:Min. 12%

 Social Infrastructure Loans:Min. 11%

 Overdrats:Min. 12%

 Cash Credits:Min. 12%

 Retail Traders:Min. 12%

 Loans against Fixed Deposits:1% over and above deposits int. rates

 Overdrafts against Fixed Deposits:1% over and above deposits int. rates

 Mortgage Loans:Min. 13%

 Loans to Real Estate Sectors:Min. 13%

 ** For further details, kindly contact our bank branches

FAQs

Frequently Asked Questions

 We provide multiple layers of protection to secure your online banking experience:

 Encryption is a method of scrambling information for transmission to prevent unauthorized parties from reading the information. Secure Sockets Layer (SSL) is the industry standard for encrypted communication and ensures that customer's interaction with Bhadradri Bank over the internet is secure

 Keep your password top secret and change them as often as possible

 Changing passwords often helps in protecting your account even if inadvertently you may have disclosed it to someone.

 When you create your password, make it at least 8 characters long. Include at least one capital letter, one numerals (0-9) and one special character (like #, $ etc.). This makes the password very difficult to crack

 General Banking Services

 Tax Services

 Other Services

 Tax Credit Statement.

 Stop Payment Request

 Request for a cheque book

 Cheque Status

 Limit Enhancement

 Request for a all types of loans

 Fund Transfer between your own accounts

 Fund Transfer to any Other Bhadradri Bank account

 Fund Transfer to Other Bank's Account (NEFT/RTGS/IMPS)

 Instant Money Transfer

 UPI (GooglePay,PhonePay,Paytm etc...)

 Charges are applicable dependent of the type of transfer. You will see the charges applicable prior to submitting the fund transfer request.

 The funds are transferred to any Bhadradri Bank account instantly on a best effort basis

 Funds transferred through IMPS & UPI will get credited immediately

 Funds transferred to any other bank account before cut-off time will be credited on the same day, post cut-off time, the same would be credited on the next working day

 Usual Device is the device with which you have already used to either set or verify your questions